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Gold Loan at your Convenience

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    Minimum loan amount @ ₹1000*

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    Attractive Interest Rates 

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    Schemes based on Consumption & Income Generation Purpose

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    Minimum documentation & Hassle-free process

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    We ensure safe storage of your Gold in our Highly Secure Locker

*T&C Apply

Muthoot FinCorp Gold Loan

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Muthoot FinCorp Gold Loan Schemes

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Super Value

Gold Loan Scheme designed to suit day-to-day and emergency needs of the customer by providing easy and quick liquidity

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Easy Max

Gold Loan Scheme designed to suit emergency as well as short to medium term life cycle needs/business needs of the customer.

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Easy Pro

High Value Gold Loan Scheme designed to suit emergency and life cycle needs/business needs of the customer.

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Restart India Pradhan

Gold Loan Scheme designed to suit the high value life cycle needs/business needs of the customer- For high value fund requirements in the order of Rs. 5Lakhs & above.

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Easy Scale Up

Pursuant to the Co-lending guidelines issued by Reserve Bank of India, Muthoot Fincorp Ltd has entered into Co-lending arrangements with Development Credit Bank, UCO Bank and Bank of Maharashtra. Gold loan products/schemes of the Company under Restart India Pradhan & Easy Scale Up are offered under the said arrangement. Such schemes shall be offered as may be mutually decided by the Banks and Company, from time to time.

Gold Loan Interest Rate & Charges

Key Benefits & Features

Documents Required for Gold Loan

Submit any of these documents to get a loan against gold instantly

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KYC Documents

  • Passport

  • Driving License

  • Aadhaar Card 

  • Voter's ID Card 

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Address Proof

  • Electricity or Water Bill

  • Voter's ID Card, Aadhar Card

  • Rent agreement, Bank Statement

Gold Loan Eligibility Criteria

In order to find out if you meet our gold loan eligibility, you have to fulfil the following conditions after which we will process your loan.

  • Age Criteria

    Age between 18 years (at the time of application) and 80 years (at the end of the loan tenure)

  • Purity of Gold

  • Ownership

  • Repayment Capacity

  • Loan Amount

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Gold Loan Calculator

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Please Note

  • The estimated loan amount is arrived at by applying applicable LTV ratio on the ornament value based on the Reference Price.The Reference price for a specific purity of Gold shall be taken as  the lower of (a) the average closing price for gold of that specific purity over the preceding 30 days, or (b) the closing price for gold of that specific purity on the preceding day, as published by the India Bullion and Jewellers Association Ltd. 

  • The estimated value shown by the Calculator here  is based on 22 carat gold value. During actual assessment at Branches , for cases with lower purity , the value will be proprtionately reduced.

  • The applicable LTV will be as per regulatory guidelines from time to time.

  • Details are approximate. The final eligible amount will be subject to appraisal at the branch & repayment capacity of the borrower. Visit your nearest Muthoot FinCorp branch for exact details.

Apply Now

Quick Apply & Repayment Process

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Website

  • Click on the Apply Now button.

  • Fill in the application form and hit the submit button.

  • Our representative will get in touch with the applicant instantly to take the process forward.

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Mobile App

  • Click on the Apply Now button.

  • Fill in the application form and hit the submit button.

  • Our representative will get in touch with the applicant instantly to take the process forward.

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At Branch

  • Deposit your gold ornaments at a Muthoot FinCorp branch near you.
  • Sign up for the Online Gold Loan Service and link your savings bank account.
  • Once your bank account is linked, you can use our mobile app or website to have the gold finance credited to your bank account at any time.
Locate Your Nearest Branch
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Release of Ornaments After Closure of Loan to the Legal Heir in Deceased Cases

Frequently Asked Questions

Would You like Any Assistance?

To know more about the application fee and processing charges, call us at
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FIRST-HAND ACCOUNT OF CUSTOMER EXPERIENCES

Blue Soch Stories

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I am very much thankful to Muthoot FinCorp Bandel Branch and their employees for their quick support during my friend’s road accident. We needed urgent cash for my friend’s surgery. Mutho...

Ratan Sarkar, Bandel – West Bengal
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There was a shortfall of fund while I was constructing my house, so I took a gold loan from Muthoot Fincorp which was quick, easy and transparent and I was able to construct my dream home. I have b...

Mr. Bhagwan More, Khopoli, Navi Mumbai

Other Services

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