What are the Factors that Decide the Loan Amount?

The loan amount is decided as per the value of the gold and the LTV ratio within the chosen scheme. There is no minimum gold required for a gold loan. Gold Loan schemes range from up to Rs 25,000 to ones that start at 8 lakhs. You can receive the maximum permissible value of your jewellery as a loan, based on the scheme chosen. Use the gold loan calculator available on our website to understand the perfect scheme for you. Here are the gold loan schemes and their features:

• EasyUdaan
  Loans up to Rs. 25,000 with interest rate 20% p.a
• Easy Blue
  Loans up to Rs.99,999 with interest rates starting from 18% p.a
• Easy Max
  Loans ranging from Rs.1Lakh to 3Lakh with an interest rate starting from 15% p.a
• Easy Pro
  Loans ranging from Rs.3Lakh to 5Lakh with an interest rate starting from 18% p.a
• Easy Scale Up-CL
  Loans starts from Rs. 8Lakhs with lowest interest rate of 9.95% p.a

Choose a gold loan scheme as per your gold’s valuation and requirement. If you decide to take a lesser amount as a loan than the maximum LTV allowed, you have the option of taking a top-up loan in the future of the remaining loan amount, as and when required. Speak to our gold loan representative to understand the calculation of LTV as per our gold loan schemes and get guidance on how to choose the best one.