Eligibility Criteria for Gold Loan
Muthoot FinCorp Gold Loans offer maximum benefit to you while keeping your gold safe. Our Gold Loan eligibility is easy to meet and it has been designed keeping your best interest in mind. Make a selection from our multiple Gold Loan schemes depending on your requirement and comfort.
Here are the basic Gold Loan eligibility guidelines when applying for a Gold Loan:
Eligibility Criteria | Muthoot FinCorp Gold Loan |
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Minimum to maximum age to apply for Gold Loan | 18 - 80 Years |
Maximum Loan Amount | As per approvals |
Ownership of Gold Ornaments | |
LTV Ratio | Up to 75% of the value of the gold |
You may witness some alterations in the eligibility criteria depending on the Muthoot FinCorp Gold Loan scheme you choose.
Frequently Asked Questions
Muthoot FinCorp Branches
If you have been searching ‘gold loan near me’, we are here to serve you. Find your nearest branch and pay us a visit!
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Muthoot FinCorp Ltd.
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Sagar Pur
3.7 KM from Delhi Cantonment, New Delhi, Delhi, 110010, India -
No WZ 25, Ground Floor, Vashishth Park, Pankha Road
Sagar Pur
New Delhi – 110046
Near Aggarwal Sweets -
Open until 05:30 PM
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Muthoot FinCorp Ltd.
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Mattancherry
3.5 KM from Kochi, Kerala, India -
No 5/723, Ground Floor, Geethanjali, Sri Gujarathi Road
Mattancherry
Ernakulam – 682002 -
Open until 05:30 PM
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Muthoot FinCorp Ltd.
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Sadar Bazar Chauraha
7.1 KM from Gwalior, Madhya Pradesh, India -
Door No 1227, Ground Floor
Sadar Bazar Chauraha
Gwalior – 474006
Infront of United Church -
Open until 05:30 PM
Find Muthoot FinCorp Gold Loan Branch near you – Locate Now
First-hand account of customer experiences
MUTHOOT BLUE SOCH STORIES
When we thought of expanding our business, branch manager counselled me regarding the gold loan that I could avail. My wife also helped me in taking decision of gold loan as I was fully assured of safety of my gold. Till 14th of Feb I have taken gold loan 12 times on a regular basis and repaid the same on time. Followed by the gold loan I also took gold coin when I got to know about this scheme and now, I am the owner of the gold coin too. ...
I approached Kaniyapuram Muthoot Blue for a loan. I was a regular customer of Kaniyapuram MFL. They approved a gold loan for me quickly. With that amount and my savings from my previous business I started a small bakery near by MFL branch. The business has grown in a short span of time. Initially I was running the business alone, Now I have 7 staff to support me. ...
I have been a Muthoot Blue customer since the last two to three years. I have taken a gold loan and made use of the EMI facility for buying gold. Providing gold to people like me through easy options is indeed great. I even have a health policy from Muthoot. ...
Namaste! My name is Ramesh Naidu. I stay in Anuradha residency, High school road, Ramavarrapadu, Vijayawada. On 20th Nov 2017, at 12:40 pm my mother G.Satavathi aged 74 had a brain stroke & got admitted in the hospital. I was running to arrange money for my mother’s hospital expenses. Finally, I approached MFL branch for Gold Loan and I got the loan immediately and was able to treat my mother. ...
In 2012 our family was in a difficult financial situation, and I had to make tough decisions for the sustenance of my family. It was at that time that I got introduced to Muthoot Blue. The staff there helped me source a loan against my gold, with which I started my Saree Business. Later I was given a SME loan based on the progress of the same business. ...
I am Parvathi. I am into door to door coconut oil selling business. When I started business, I had a lot of investments that I had to make, but money lenders such as banks, pawn shops, etc. had very high interest rates, and I was unable to avail the same. During this time, I was approached by Muthoot Blue and they offered me products that suited my exact needs and helped my grow my business. I have been taking Gold loan from Muthoot Blue for the past 4 years for my business development. ...
One day i saw Saharanpur team of Muthoot FinCorp doing marketing activity in my area, talking about being self-enough by getting funded at his gold at nominal rate. The idea of getting instant loan on gold without any collateral supported my dream of mushroom business. In 2008, I met Saharanpur branch and expressed my desire of loan on gold. On my first visit I got a loan of 1.2 lakh which i repaid in time. On 19 of Oct 2014, I again took 2.90 lacs of loan as a second booster to my business. Meanwhile during coffee with Muthoot, i got to know about gold coin which I can avail with easy payment option which I took and payed off easily. ...
Namaste! I am Chirumamilla shobha. I am staying at Road No 10, Triumulanagar, Hyderabad, very near to Muthoot Blue BN Reddy branch. In 2015, I planned to purchase land to construct my own house independently. During land registration I needed extra Rs. 2 Lakhs. I visited Muthoot Blue branch and received Gold loan of Rs. 2 lakhs within 15 minutes. Now I am at my own house! Second instance that I’d like to share with you is UPSC-IRS coaching of my Son. ...
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