Quick & accurate results for loan against gold Jewelry
Choose a comfortable loan tenure
Manage your monthly expenses
Muthoot Gold Loan calculator is free and easy to use which is designed to help find out your Gold Loan eligibility, and the loan amount you can get against your gold. Plus, it will give you an idea of the applicable interest rates and the number of installments to be paid towards the loan.
The gold loan calculator is a free tool, available on Muthoot FinCorp’s website, that helps determine the amount of loan you can borrow against the gold you want to pledge. The amount of the loan will be calculated based on the weight and karat of the gold. Its key benefits are:
- It’s simple & easy to use
- It is free and available 24×7
- It saves you from the trouble of making cumbersome, error-prone calculations
- It uses the latest price of gold in the math and gives you an immediate answer
- Use it from your own home without needing to carry your valuables outside
Gold Loan Calculator
Note:
1. This is based on 22 carat gold value
2. Interest rates for Schemes with maximum permissible LTV
3. Scheme details are approximate. Visit your nearest Muthoot FinCorp branch for exact details.
Note:
1. This is based on 22 carat gold value
2. Interest rates for Schemes with maximum permissible LTV
3. Scheme details are approximate. Visit your nearest Muthoot FinCorp branch for exact details.
Gold Loan Rate per Gram valuation at Muthoot FinCorp
Muthoot Gold Loan interest calculator helps you know how much loan your gold jewellery can fetch. The sanctioned loan value depends on the purity of your gold jewellery and the existing gold prices adjusted for the loan to value ratio. The higher the purity levels, the higher will be the loan value. To determine the Muthoot gold loan rate per gram today, we employ in-house valuers that weigh the pledged jewellery & evaluate its purity, right in front of you and provide the estimate in writing. In line with the RBI directives, we use the average price of 22-carat gold in the previous 30 days.
Frequently Asked Questions
First-hand account of customer experiences
MUTHOOT BLUE SOCH STORIES
When we thought of expanding our business, branch manager counselled me regarding the gold loan that I could avail. My wife also helped me in taking decision of gold loan as I was fully assured of safety of my gold. Till 14th of Feb I have taken gold loan 12 times on a regular basis and repaid the same on time. Followed by the gold loan I also took gold coin when I got to know about this scheme and now, I am the owner of the gold coin too. ...
I approached Kaniyapuram Muthoot Blue for a loan. I was a regular customer of Kaniyapuram MFL. They approved a gold loan for me quickly. With that amount and my savings from my previous business I started a small bakery near by MFL branch. The business has grown in a short span of time. Initially I was running the business alone, Now I have 7 staff to support me. ...
I have been a Muthoot Blue customer since the last two to three years. I have taken a gold loan and made use of the EMI facility for buying gold. Providing gold to people like me through easy options is indeed great. I even have a health policy from Muthoot. ...
Namaste! My name is Ramesh Naidu. I stay in Anuradha residency, High school road, Ramavarrapadu, Vijayawada. On 20th Nov 2017, at 12:40 pm my mother G.Satavathi aged 74 had a brain stroke & got admitted in the hospital. I was running to arrange money for my mother’s hospital expenses. Finally, I approached MFL branch for Gold Loan and I got the loan immediately and was able to treat my mother. ...
In 2012 our family was in a difficult financial situation, and I had to make tough decisions for the sustenance of my family. It was at that time that I got introduced to Muthoot Blue. The staff there helped me source a loan against my gold, with which I started my Saree Business. Later I was given a SME loan based on the progress of the same business. ...
One day i saw Saharanpur team of Muthoot FinCorp doing marketing activity in my area, talking about being self-enough by getting funded at his gold at nominal rate. The idea of getting instant loan on gold without any collateral supported my dream of mushroom business. In 2008, I met Saharanpur branch and expressed my desire of loan on gold. On my first visit I got a loan of 1.2 lakh which i repaid in time. On 19 of Oct 2014, I again took 2.90 lacs of loan as a second booster to my business. Meanwhile during coffee with Muthoot, i got to know about gold coin which I can avail with easy payment option which I took and payed off easily. ...
Namaste! I am Chirumamilla shobha. I am staying at Road No 10, Triumulanagar, Hyderabad, very near to Muthoot Blue BN Reddy branch. In 2015, I planned to purchase land to construct my own house independently. During land registration I needed extra Rs. 2 Lakhs. I visited Muthoot Blue branch and received Gold loan of Rs. 2 lakhs within 15 minutes. Now I am at my own house! Second instance that I’d like to share with you is UPSC-IRS coaching of my Son. ...
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